Capital · September 2026 · 4 min read
Working With Lenders: Making an Owner-Led Company Bankable
What banks and credit funds look for in a mid-sized company, how to present your business to lenders, and how to keep the relationship healthy.
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Insights
Practical perspectives for owners on building, selling and financing companies
Themes include sale readiness, quality of earnings, buyers, succession and the commercial work that makes a company worth owning.
10 articles in Capital
Capital · September 2026 · 5 min read
Raising Capital From Strength: Why Timing Matters More Than Terms
The best time to raise capital is before you urgently need it. Why timing shapes terms, investor choice and outcomes for owner-led companies.
ReadCapital · September 2026 · 4 min read
Partial Liquidity: Taking Some Value Off the Table Without Selling the Company
Owners with most of their wealth in one company can diversify without stepping back. Routes to partial liquidity and what to consider.
ReadCapital · September 2026 · 4 min read
Choosing the Right Investor: Twelve Questions to Ask Before You Accept Capital
Investors carry out due diligence on you. You should do the same on them. Twelve questions owners should ask before accepting outside capital.
ReadCapital · September 2026 · 4 min read
Building an Investment Case Investors Can Believe In
An investment case is not a pitch deck. How owners of established companies can structure a clear, credible case for growth capital.
ReadCapital · September 2026 · 5 min read
Bringing in a Minority Investor: What Changes, and What Should Not
A minority investor can bring capital and perspective while you keep control. How to think about the relationship, rights and expectations.
ReadCapital · September 2026 · 5 min read
Equity or Debt? Choosing the Right Capital for Your Next Phase
Debt keeps ownership intact but adds obligations; equity brings a partner but dilutes. A framework for owners deciding how to fund growth.
ReadCapital · June 2025 · 7 min read
Direct Investments by Family-Led Holding Companies
A family-led holding company can invest with a flexible time horizon, but flexibility still requires governance and capital discipline.
ReadCapital · February 2024 · 7 min read
Full Acquisition or Minority Investment
The right ownership structure depends on what the company needs and who must have authority to deliver it.
ReadCapital · June 2023 · 6 min read
How to Evaluate the Quality of Recurring Revenue
Revenue is not high quality merely because it repeats. The reason it repeats matters.
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